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We include secured loans available directly from lenders and through brokers on our panel.

They are all from lenders regulated by the Financial Conduct Authority.

Most lenders check your credit record when you apply for a loan, but some are still willing to consider your application even if you have had problems managing your finances in the past.

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This additional security means they can generally offer lower interest rates on loans for larger amounts.

If you're paying higher rates on unsecured debt - such as loans or credit cards - you may be able to save money by consolidating this debt.

Lending Point may be a good fit for you if: Nerd Wallet collected more than 30 data points from the lender, interviewed company executives, completed the online loan application process with sample data, and compared the lender with others that seek the same customer or offer a similar If you have average or bad credit, Lending Point could be a cheaper place to get a loan compared with other lenders.

That’s because Lending Point looks beyond your basic credit score, grading your creditworthiness on a range of other factors.

Here is more information about how our website works.


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